Long-term care insurance responds: “The reports of my death have been greatly exaggerated.” For years “experts” have concluded that the long-term care insurance industry is dead. Here are some of the headlines: “What’s killing the long-term...
I understand that journalists don’t have time to check all their facts, but this recent article in Forbes is riddled with falsehoods and half-truths. It doesn’t even read like something a journalist would write. It sounds like he’s just a salesman...
Updated: 5 Reasons why a 90-day Elimination Period usually makes the most sense: 1. Most medical insurance policies can pay up to the first 100 days in a skilled nursing facility. If you need rehabilitative care (e.g. physical therapy, speech therapy, etc…)...
Mark Clements, an elder law attorney in Lakeland, Florida, has been practicing elder law for over 30 years. Here are his thoughts on long-term care insurance: “Having practiced Elder Law for more than thirty years, it becomes more and more apparent to me that...
When someone contacts me to inquire about purchasing long-term care insurance, one of the questions I’ll ask is: “What prompted you to look into long-term care insurance?” Over the past few years many of my clients have been answering that question...