Is the Federal Long Term Care Insurance Program (FLTCIP) a Lemon or a Lifesaver? Two weeks ago I had a conversation with a federal employee who was very upset. He, along with other federal employees, just had an average premium increase of 83% on their group long term...
I understand that journalists don’t have time to check all their facts, but this recent article in Forbes is riddled with falsehoods and half-truths. It doesn’t even read like something a journalist would write. It sounds like he’s just a salesman...
When someone contacts me to inquire about purchasing long-term care insurance, one of the questions I’ll ask is: “What prompted you to look into long-term care insurance?” Over the past few years many of my clients have been answering that question...
A healthy, married couple can usually get better benefits by purchasing a long-term care policy on their own, rather than buying a group long-term care policy through their employer. Individually-purchased long-term care policies usually offer: Preferred health...